Business Services
Business ownership brings its own set of responsibilities and intangibles: such as, family relationships, personal emotions and business associations. We can work with you to simplify the planning process and ensure decisions are made in the best interest of your business, yourself and your family. Contact us today to schedule a complimentary initial meeting to learn how our business financial planning services can help you more effectively and efficiently achieve your goals and objectives.
We advise successful business owners and businesses in the following areas:
Business Planning...
There are a number of issues that business owners face. Ensuring your business is positioned for continued growth and success requires prudent planning. We provide strategic business services including, but not limited to:
Business structure
Growing your business
Protecting your business assets
Exiting your business
Qualified retirement plan services:
ERISA 3(21) fiduciary
401(k) and Roth 401(k) plans
Profit-sharing plan
Money purchase plan
412(e)(3) defined benefit
SIMPLE and SEP IRAs
Defined benefit plan
Maximizing compensation benefits for highly compensated employees
Group benefits
As a business owner, you are the heart and soul of your organization, the driving force behind its success. Have you considered what will happen to your business when you retire? Do you have children or other family members ready to continue the business? Or is there another successor in line who will be able to transition in? Most of all, if you unexpectedly die or become disabled, will the business your worked so hard to build be able to continue; and will your family be financially provided for? We can help you identify how some of the following strategies can provide peace of mind to your business plan:
Business valuation
Buy-sell agreement
Transition management
Key person protection
Section 303 redemption
BOLI and COLI plans
Non-qualified deferred compensation
Business overhead expense
Disability buy-out
Attracting and retaining quality employees is often a challenge even for seasoned businesses. A successful business financial plan balances the cost of employee benefits with the boosted productivity good employee benefits can inspire. We can help you design and implement one or more of the following cost-effective employee benefit programs:
Qualified retirement plan
Customized executive benefits
Group health insurance
Group dental insurance
Group life insurance
Group disability insurance
Group long term care insurance
Voluntary benefit plans
Employee financial education workshops