Business Services

Business ownership brings its own set of responsibilities and intangibles: such as, family relationships, personal emotions and business associations. We can work with you to simplify the planning process and ensure decisions are made in the best interest of your business, yourself and your family. Contact us today to schedule a complimentary initial meeting to learn how our business financial planning services can help you more effectively and efficiently achieve your goals and objectives.

We advise successful business owners and businesses in the following areas:


Business Planning...
There are a number of issues that business owners face. Ensuring your business is positioned for continued growth and success requires prudent planning. We provide strategic business services including, but not limited to:

  • Business structure

  • Growing your business

  • Protecting your business assets

  • Exiting your business

  • Qualified retirement plan services:

    • ERISA 3(21) fiduciary

    • 401(k) and Roth 401(k) plans

    • Profit-sharing plan

    • Money purchase plan

    • 412(e)(3) defined benefit

    • SIMPLE and SEP IRAs

    • Defined benefit plan

  • Maximizing compensation benefits for highly compensated employees

  • Group benefits

Continuity and Exit Planning...
As a business owner, you are the heart and soul of your organization, the driving force behind its success. Have you considered what will happen to your business when you retire? Do you have children or other family members ready to continue the business? Or is there another successor in line who will be able to transition in? Most of all, if you unexpectedly die or become disabled, will the business your worked so hard to build be able to continue; and will your family be financially provided for? We can help you identify how some of the following strategies can provide peace of mind to your business plan:
  • Business valuation

  • Buy-sell agreement

  • Transition management

  • Key person protection

  • Section 303 redemption

  • BOLI and COLI plans

  • Non-qualified deferred compensation

  • Business overhead expense

  • Disability buy-out

Employee Benefits and Education...
Attracting and retaining quality employees is often a challenge even for seasoned businesses. A successful business financial plan balances the cost of employee benefits with the boosted productivity good employee benefits can inspire. We can help you design and implement one or more of the following cost-effective employee benefit programs:
  • Qualified retirement plan

  • Customized executive benefits

  • Group health insurance

  • Group dental insurance

  • Group life insurance

  • Group disability insurance

  • Group long term care insurance

  • Voluntary benefit plans

  • Employee financial education workshops