Lifetime Wealth Portfolios

Lifetime Wealth Portfolios redefines wealth management by providing comprehensive investment strategies that integrate protection objectives and financial goals. We leverage innovative asset allocation models that include specialty asset classes, such as insurance products, as a vital part of your portfolio optimization. In addition, we combine in-depth investment research, independent portfolio management and pioneering insurance product selection with your objectives and risk preferences. The result is a managed account solution that optimizes your portfolio while also providing risk management solutions, all within a single account.

Lifetime Wealth Portfolios provides a choice of four dynamic Sub-advisers as well as a Personal Adviser option. At Sauser Financial Group, we assist our clients in selecting which option is optimal for them.

• Brinker Capital - Brinker Capital provides competitive, risk-adjusted returns using asset allocation strategies that seek consistent, competitive performance within stated risk and return parameters to help minimize downside risk during troubled periods and maximize returns in bull markets. They have been studying, testing and practicing institutional investment principles and processes for over 20 year and believe portfolios constructed from both traditional and non-traditional asset classes may provide downside protection and superior risk-adjusted returns, both of which are critical for long-term investment success.
• Ibbotson Associates - Ibbotson Associates follows a proprietary five-step methodology that offers a blend of active and passive management styles customized for each client based on their goals and objectives. They analyze and forecast asset classes through historical data, long-term expected returns, standard deviations, and correlation coefficients. Ibbotson creates asset class models on the basis of Mean Variance Optimization, a Nobel Prize-winning economic theory, then selects a blend of active and passive funds to fulfill the selected asset allocation model.
  Ibbotson Senior Investment Team
• Loring Ward - Loring Ward provides a passive, institutional asset class investment strategy designed to help maximize return and minimize risk while also addressing the unique goals and preferences of each client. Their Structured Investing philosophy is shaped by decades of academic and economic research, including the principles of Modern Portfolio Theory, a Nobel Prize-winning theory of diversificiation to create optimal portfolios by balancing risk and return. In addition, they apply research from the field of behavioral finance as well as more than eight decades of market data to develop prudent portfolios grounded in science. 
• Morningstar Investment Services - Morningstar Investment Services uses an objective, independent research process to construct diversified portfolios designed to meet each client's goals and objectives. Each portfolio built uses actively managed "best-in-class" mutual funds. In addition, Morningstar leverages Ibbotson Associates' pioneering asset allocation models to create efficient portfolios considering long-term historical performance and the relationship between asset classes.
  Morningstar Investment Services Team
• Personal Adviser - The Pesonal Adviser option within the Lifetime Wealth Portfolios is an alternative to the discretionary investment management provided by our four Sub-advisers. If you would prefer to have a more controlled position in the investment selection process, consider the Personal Adviser program. With this option, we, along with your input, independently constuct your portfolio with a mix of investments that seek to achieve an expected rate of return and standard deviation consistent with your risk tolerance, time horizon, and investment objectives.

Contact us today to schedule a complimentary consultation to learn how our Lifetime Wealth Portfolios can help you more effectively and efficiently achieve your financial goals and objectives.

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